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Chris Garvin - UBS Financial Services

Chris Garvin learned about financial planning at an early age. “My father was in the investment business and had me investing since I was in my early teens,” says Garvin. “I’ve been involved with investing for as long as I can remember.”

After working many summers with his father, Garvin joined PaineWebber in his early 20s and came to UBS Financial Services in 1991 as a financial advisor. For more than 20 years, his father, H. Glenn Garvin Jr., has been part of The Garvin Financial Team.

“Our team focuses on high-net-worth individuals and their families, and we also work with many local businesses,” says Garvin, whose practice includes investment planning for individual clients and qualified retirement plans for corporations. “I enjoy working with people to help them accomplish their financial goals, as well as looking for interesting investment opportunities. Additionally, I like to specialize in strategic portfolio management, equity analysis, and client-specific stock selection.”

Garvin says one of his assets as an advisor is more than 20 years of experience in the capital markets. “Recently, we have had to become more creative in generating cash flow for clients,” he adds. “One strategy we utilize is buying and selling options to potentially generate excess cash flow.”

Garvin says one of the biggest mistake made by many successful South Florida professionals is not having an adequate estate plan in place, including the proper titling of assets. That means it’s important to work with a financial advisor and an attorney that specializes in estate planning. In addition, many professionals do not have an investment plan or strategy with clearly defined goals and objectives in place, he adds.

“Many investors tend to have a herd-like mentality, and most of the time, money is made away from the herd,” Garvin says.

Before choosing a wealth manager, Garvin suggests asking:

  • What is your investment experience?
  • How long have you been with your current firm?
  • What is your investment strategy or philosophy?
  • What is the structure of your practice?


In general, financial planning provides a road map for the future, says Garvin. “Whether you’re looking to save more intelligently, access your money more efficiently or borrow more strategically, a comprehensive financial plan will give you more confidence in your ability to meet your goals over time,” he says. “We take the time to understand your needs and goals, and proactively provide appropriate solutions. Our goal is to help clients pursue their unique wealth management goals, Many of our referrals come from existing clients, attorneys and accountants that recognize the quality of service we have provided over the years.”  

Chris Garvin leads The Garvin Financial Team at UBS Financial Services, Inc. in Fort Lauderdale as Senior Vice President – Wealth Management. He is a member of UBS’s Chairman’s Council and a Registered Investment Advisor Representative. He is licensed with the NYSE, NASD and state licensed for annuities and life insurance. Garvin was recognized as one of Barron’s top 1000 advisors in 2012.

UBS Financial Services Inc., its affiliates and its employees are not in the business of providing tax or legal advice. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.

©UBS 2013. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRA/SIPC.

South Florida Legal Guide 2013 Financial Edition
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